IBU - Administered by A&I Benefit Plan Administrators, Inc.

Plan Options & Rates

The IBU Active Employee Benefit Plan makes available the following health and welfare plan options to you and your dependents. Click on the underlined plan option to review details of that option's coverage. Click here to find out how to select options and complete the enrollment process.

Plan Option	Available to	Service Area	Monthly Rate Effective 1/1/2008
Trust PPO Plan Medical & Rx through Regence Dental & Vision through Trust	Employee & Family	All 50 States	Active Employee: $876 COBRA Med/Rx/Dental/Vision: $877 COBRA Med/Rx Only: $804
Kaiser Oregon Medical Plan Rx, Vision, Dental through Kaiser	Employee & Family	In Kaiser Service Area in Oregon and Clark County Washington	Active Employee: $1,178 COBRA Med/Rx/Dental/Vision: $1,185 COBRA Med/Rx Only: $1,072
Kaiser Northern California Medical Plan Rx, Vision through Kaiser Dental through Delta Dental	Employee & Family	In Kaiser Service Area in Northern California	Active Employee: $1,116 COBRA Med/Rx/Dental/Vision: $1,122 COBRA Med/Rx Only: $1,010
Kaiser Southern California Medical Plan Rx, Vision through Kaiser Dental through Delta Dental	Employee & Family	In Kaiser Service Area in Southern California	Active Employee: $1,172 COBRA Med/Rx/Dental/Vision: $1,179 COBRA Med/Rx Only: $1,067
Kaiser Hawaii Medical Plan Rx, Vision through Kaiser Dental through Hawaii Dental Service	Employee & Family	In Kaiser Service Area Hawaii	Active Employee: $766 COBRA Med/Rx/Dental/Vision: $765
HMSA - Hawaii Medical Service Association Rx, Vision and Dental through HMSA	Employee & Family	Hawaii	Active Employee: $755 COBRA Med/Rx/Dental/Vision: $754 COBRA Med/Rx Only: $705
Group Health Cooperative Rx and Vision through Group Health Dental through Trust	Employee & Family	In service areas in Washington	Active Employee Med/Rx/Dental/Vision: $1,084 Active Employee Med/Rx Only: $1,118 COBRA Med/Rx/Dental/Vision: $1,191 COBRA Med/Rx Only: $1,124
Time Loss	Employee Only	All areas except California and Hawaii	Included in rate for selected medical option
Life Insurance	Employee Only	Anywhere	Included in rate for selected medical option

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How to Select Options

The Board of Trustees has made a variety of medical plans available to you and your dependents. Regardless of the medical and dental plans you choose, you are eligible for time-loss benefits (except California and Hawaii) and life insurance benefits. To select the best plan for you, consider the level of benefits under each plan, the cost, your location, and your family circumstances. Then fill out the enrollment form and enroll.

How to Enroll

As coverage effective dates differ according to hours worked, please contact the Plan Administrator to verify when your coverage begins. Please see the Eligibility section for information on how eligibility for coverage is determined.

When you are new to the Plan, you will automatically be enrolled in the Trust PPO Plan (depending on your address) as of your effective date unless you choose an HMO option in advance. If you are interested in enrolling in one of the HMO options, please carefully review their information provided in their packets (available from the Trust office) and then complete and mail their enrollment forms to the Plan Administrator.

If you are already a participant in the Plan, then you may enroll in a different plan during the Annual Open Enrollment, or if you have a family status change.

If you have not already done so, please complete and return the "Participant Enrollment / Change and Family Information Form" to the Plan Administrator. If you have already completed this enrollment form, please print another to report any changes in your family status. The information you provide on that form is important for payment of your claims. Medical and dental claim forms can be printed from this site.

Identification cards for Trust coverages will be sent to you shortly after your effective date for coverage is verified. If you enroll in an HMO plan you will receive identification cards directly from them for the benefits covered by that plan. If we can be of further assistance, please feel free to contact us at (503) 224-0048 ext. 1680 or (800) 547-4457 ext. 1680.

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Annual Open Enrollment

You may change your plan choice during the annual open enrollment. For example, you can switch from an HMO plan to the Active Employee Plan or from the Active Employee Plan to an HMO plan. The annual open enrollment period is determined and announced by the Board of Trustees. Usually it is in November. If you select an HMO coverage during the annual open enrollment period, you must complete an enrollment form and return it to the Plan Administrator.